Every Nickel is based on the concept suggested by just about every “get out of debt” guru who tells you that FIRST you need to find out where "Every Nickel" you spend is going. To do this, you need to track each and every expenditure for a month or two in order to really know how you actually are spending your money. Every Nickel will help you do just that.

Every Nickel allows you to quickly enter an expenditure in a simple
3-step entry:

1. *accept today's date or tap to change it,
   

2. *click the category, select a category 
   

3. *then enter an amount and click the “Save” or "Done" button.
   

That's it. A transaction usually takes less than 5 seconds.

The program will maintain the data for you and store it. Any time you like, you can call up a summary of expenditures by category with total spent and grand total. Later, you can email the data to your computer for further study.

There's just no simpler way to keep up with all the things you spend money on!!

Detailed Information:

Budgeting is always a difficult task. The most difficult part of budgeting is knowing how to set each budge category. That's where Every Nickel comes in to play. Most budgeting software is designed to keep up with your checkbook, or perhaps the addition of credit cards, but that doesn't cover all your spending.

Every Nickel helps you really determine where every nickel goes so you can come up with the amounts for each category of spending. With Every Nickel, you can track every kind of spending including cash, checks, debit card, credit card and more. Just log each expenditure as it happens and let it keep track of the totals for you.

This process does several things, but the most important are:

1) it shows you where you are spending money. That sounds pretty simple, but most people are very surprised to see HOW MUCH they spend in some of the categories. It is usually a real eye-opener to go through this procedure.

2) It gives you category totals and detailed information to help you turn your spending habits into a budgeting exercise. You may find you spend too much in one area and too little in another, but you will be able to redefine your spending goals and start a budget.

Once you establish a budget, you can use Every Nickel to help you stay on track. Just keep tracking your spending and compare your totals to your budget.

We will continue to look for ways to make it better, so if you have a suggestion, feel free to email us at support@cp3.com.